AU Credit Analyst

About the Role

The Australian Mortgage Broking Credit Analyst shall be assisting the brokers in handling the Australian client’s applications and needs, coordinating between parties to ensure an accurate and smooth process, reviewing credit policies, and confirming precision with the service calculator.

Ideal Candidate (Must Have Requirements)

• At least 1 year of solid experience as an Australian Mortgage Brokerage Credit Analyst or Australian Parabroker is required
• Proficient in undertaking servicing assessments, utilising individual bank servicing calculators, or tools such as Quickli
• Capable of managing a large number of applications
• Proficient in undertaking policy, pricing, and time-driven loan inquiries, liaising with Australian bank BDMs to establish suitable product recommendations based on clients' needs & objectives
• Must have a strong personality with leadership qualities who are passionate about driving process development/enforcement
• Keen to explore new possibilities as second in command to oversee and evaluate the progress of the team (documents, CRM, settlements, etc)
• Excellent verbal and written communication skills
• With the ability to collaborate with people of different nationalities in a team
• Employee work set-up will be dependent on the client’s discretion

Tasks and Responsibilities

• Analyze credit applications both qualitatively and quantitatively, making sure to include serviceability evaluations.
• Create credit documents, send them to Australian banks for approval, and oversee the entire credit approval and settlement procedure.
• Coordinating with lenders at every stage of the evaluation procedure and evaluating documentation.
• Making use of the service calculator to ensure precise serviceability computations.
• Process papers from customers and accounts, making sure that the data is accurate and that Australian bank standards are followed.
• Assist brokers continuously; this includes finishing up the preliminary funding and servicing analyses.
• To better meet the objectives of clients, investigate possible options from the lender panel.
• Interact with clients to learn about their aims and ambitions, keeping the CRM's client database updated.
• Progression of the Role: This role will progress as the second in command and will be tasked to review and monitor processed documents, CRM database, accomplished settlements, etc.